Malpractice Insurance: What Every Physician Needs to Know

Your malpractice insurance type determines whether you're protected after leaving a job. This guide explains the critical difference between occurrence and claims-made policies and why tail coverage matters.

Key Topics

• Occurrence vs. claims-made policies — the fundamental difference
• Why tail coverage (extended reporting endorsement) is essential with claims-made policies
• Who pays for tail coverage and how to negotiate it into your contract
• Typical malpractice premium and tail coverage costs by specialty